Peggy is a Long-Term Care insurance specialist who gained her thorough knowledge of long-term care not only through extensive professional experience in the industry, but from hands-on involvement in the care of aging family members as well. Having served as the “surrogate adult child” representing an aunt and uncle for over 6 years, she knows firsthand of the risk we face, and the toll on the family and caregiver. While still working at her full-time job, she took on the dual roles of both financial and health care agent—including hiring and overseeing 24/7 sitters—for both her aunt and uncle.

Most recently, she has dealt with the health decline—and subsequent death—of her dad, a grueling 4-month experience. She now oversees the care of her mom, who resides in an assisted living facility. Her mom has experienced a heart attack, a TIA, numerous falls including an arm and hip fracture (requiring 3 months of rehab), and now has a lung cancer diagnosis. She’s about to start her 5th year in assisted living…and keeps bouncing through all of the hurdles she’s handed, all while in the assisted living facility.

Peggy is the go-to long-term specialist for dozens of referring financial advisors. In addition, she is available on a direct basis. A licensed insurance agent and a student of long-term care insurance for over twenty-five years, she is currently the President of Long Term Choices, Inc., a company specializing in the education, assessment, design, and implementation of extended health care/long term care plans.

Prior to beginning her financial services career in 1994 with The New York Life, she was a medical technologist for 19 years—a body of experience which gives her incredible insight into the health conditions that cause underwriting issues. The ability to understand and communicate medical terminology, combined with her investigative skills and persistent attitude, often leads to successful appeals with first declines.

Ms. Fortson earned her Long-Term Care Professional (LTCP) designation from the Health Insurance Association of America in 2002, her CLTC designation (Certification in Long Term Care) in 2004, and her CSA (Certified Senior Advisor) in 2005. She is a member of the AALTCI (American Association of Long-Term Care Insurance), the North Georgia Chapter of the NAHU (National Association of Health Underwriters), and a member of the Atlanta Chapter of National Association of Insurance and Financial Advisors (NAIFA).

Peggy resides at the base of the northeast Georgia Mountains in Baldwin, Georgia.

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I recently secured my LTC policy, and can not say enough positive things about Peggy. Even in this age of technology, Peggy took the time to meet with me in person and was always available by phone to answer my questions and address my concerns. She graciously shared her expertise and knowledge throughout the entire process. I felt totally confident with my decision due to her guidance.
Betsy MichaudSmyrna