Peggy is a Long-Term Care insurance specialist who gained her thorough knowledge of long-term care not only through extensive professional experience in the industry, but from hands-on involvement in the care of aging family members as well. Having served as the “surrogate adult child” representing an aunt and uncle for over 6 years, she knows firsthand of the risk we face, and the toll on the family and caregiver. While still working at her full-time job, she took on the dual roles of both financial and health care agent—including hiring and overseeing 24/7 sitters—for both her aunt and uncle.

Most recently, she has dealt with the health decline—and subsequent death—of her dad, a grueling 4-month experience. She now oversees the care of her mom, who resides in an assisted living facility. Her mom has experienced a heart attack, a TIA, numerous falls including an arm and hip fracture (requiring 3 months of rehab), and now has a lung cancer diagnosis. She’s about to start her 5th year in assisted living…and keeps bouncing through all of the hurdles she’s handed, all while in the assisted living facility.

Peggy is the go-to long-term specialist for dozens of referring financial advisors. In addition, she is available on a direct basis. A licensed insurance agent and a student of long-term care insurance for over twenty-five years, she is currently the President of Long Term Choices, Inc., a company specializing in the education, assessment, design, and implementation of extended health care/long term care plans.

Prior to beginning her financial services career in 1994 with The New York Life, she was a medical technologist for 19 years—a body of experience which gives her incredible insight into the health conditions that cause underwriting issues. The ability to understand and communicate medical terminology, combined with her investigative skills and persistent attitude, often leads to successful appeals with first declines.

Ms. Fortson earned her Long-Term Care Professional (LTCP) designation from the Health Insurance Association of America in 2002, her CLTC designation (Certification in Long Term Care) in 2004, and her CSA (Certified Senior Advisor) in 2005. She is a member of the AALTCI (American Association of Long-Term Care Insurance), the North Georgia Chapter of the NAHU (National Association of Health Underwriters), and a member of the Atlanta Chapter of National Association of Insurance and Financial Advisors (NAIFA).

Peggy resides at the base of the northeast Georgia Mountains in Baldwin, Georgia.

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When we first met Peggy Fortson we knew right away that beyond the warm, welcoming smile, we were facing a knowledgeable, candid woman. She made sure that we understood what we were purchasing and the security we would have for the remainder of our lives. It wasn’t a sales meeting…it was an educational meeting. Peggy has done an outstanding job this past year by effectively communicating with us regarding our LTC plan and successfully solving a couple of issues that were critical financially. Peggy is clearly a people person and is always looking out for her clients. She has demonstrated an eagerness to work and always a positive attitude with us and she did an excellent job demonstrating to us how a worthy company can produce great results. Jill and I are able to count on Peggy to always go above and beyond the norm to demonstrate how excellent and pleasant customer service can be. Peggy possesses a high standard of ethics; it seems that being her colleague would be a pleasure based on her leadership and ability to strategically direct and manage.
Yossi OvadiaGeorgia